What To Do After A Fire Destroys Your Home

Consider the property value.

What to do after a fire destroys your home - It s also recommended to clean items after they re removed from the house. Pam johnson a property field adjustor with usaa property casualty co. Professional cleaning services have the experience and tools necessary to restore fire affected items. If your home was partially damaged and deemed safe to re enter go back and remove anything that wasn t affected by the fire.

Flames heat smoke and water. You will find things not damaged by the fire may still be. Inspect and repair the electrical system even if the fire didn t destroy your entire home its electrical system must be inspected and repaired by a licensed electrician. After you re sure that everyone has safely escaped from your home and the fire department has been called wait for the fire to be put out.

If you can t do that then you ll need to restore your home to selling condition. If you re single and rent your home put away three months of take home pay. You ll also need to continue any car payments and replace any credit or debit cards that may have been destroyed in the house fire. This will not only enable documentation of the event and set in train the insurance claim but your insurer will be able to talk you through emergency lodging and living expenses.

A fire damaged house often needs a new breaker box and all wiring outlets and fixtures have to be tested for safety and replaced if damaged. You might decide to sell at lot value or only the worth of the land your home sits on. Procedure for rebuilding after a fire if your home has caught fire whether it s a simple or complex fire you ll need to get to safety quickly. After a house fire don t assume that someone is going to contact your insurance.

Let friends and family know you re safe. This is the number one thing that you need to do. Ruined by smoke and may be soggy with water used to put out the fire. May have broken windows and cut holes in the roof.

4 steps to take immediately after a home fire. Cool and cover burns to reduce the chance of further injury or infection. Anything you want to save or reuse will need to be carefully cleaned. Here are some basic steps for selling your home after a disaster.

Items destroyed in a house fire are usually covered by insurance. To fight the fire firefighters. Your emergency fund doesn t have to happen overnight but it is definitely something you should be saving toward. You ll still need to make mortgage payments even if your home is destroyed.