What To Do After A House Fire Without Insurance

Turn off your heater or air conditioner to prevent smoke and ash from circulating.

What to do after a house fire without insurance - We decided to rebuild however i am still questioning that decision as this whole process has been the worst. The insurance company will require you to submit a proof of loss claim which is where you list all of the items you lost including their value. Once you secure the scene after fire or smoke damage open all the windows to allow the smoky air to dissipate. Our insurance company did not pay off the mortgage however they issued checks to me and the mortgage company which i had to endorse and send in.

After a house fire don t assume that someone is going to contact your insurance. We lost our house in a fire almost a year ago. After a fire if the structure is still burning contact the fire department to do what s necessary to prevent a flare up. I had to read the fire report and her little cat also died.

Do not dispose of damaged possessions. Other steps you might need to take to mitigate damages include. Insurance policies require policyholders to file their fire insurance claims as soon as possible so call your homeowners insurance agent immediately to get the process started. Sorry to hear about this it must be very traumatic for her.

After contacting your insurance company to begin the claim your insurance company will advise you on the next steps in the claim process. Give first aid where needed. Cool and cover burns to reduce the chance of further injury or infection. This will not only enable documentation of the event and set in train the insurance claim but your insurer will be able to talk you through emergency lodging and living expenses.

Let friends and family know you re safe. Your insurance company will pay these costs when you make your claim. Another source of disaster relief is faith based charitable organizations. Make a list of the property that was damaged in the fire and have it ready for the insurance adjuster.

4 steps to take immediately after a home fire call 9 1 1. I had a claim recently from a woman who lost the entire contents of her house in a fire and wasn t insured. There was nothing i could do to help her as it was caused by diy electrical works but it just makes me so sad. This is the number one thing that you need to do.

Having these proves ownership and will make it easier to get reimbursed quickly.